How to Void a Check

how to do a voided check

It’s possible that some employers or payment providers might accept this form by itself. The form asks for the same information printed on a voided check, such as your name, routing number, and account number. In some cases, the entity requesting a voided check might accept a letter printed on bank letterhead. The instructions you receive will outline the information they’ll need on the letter. Expect to provide your routing number, account number, and your name. An online checking account still uses checks, but if you’re out of checks, you may be able to send yourself a small check through your online bank’s bill payment service.

how to do a voided check

Deposit Slips

This is why employers ask for a voided check to set up direct deposit, not a blank one. Employers often use voided checks to set up direct deposits for their payroll, and service providers may need them to set up direct debits. This is because a blank check has all the information they need, such as routing or account numbers. Using a voided check reduces the likelihood of a transcription or other type of error. You may be asked to send a voided check if you want to set up an electronic payment method for certain bills.

  1. Yes, companies that request a copy of a voided check need to verify your bank’s routing number and your account number.
  2. If you’re going to provide the voided check electronically, don’t just send it out in the open, in a standard email message.
  3. You can safeguard your voided checks by using long-lasting indelible gel in pens, preferably with black ink.
  4. If you don’t have any checks, one of the simplest ways to get a voided check is to visit your local bank and request a counter check.
  5. You may have to get creative, wait for checks, or find an alternative way to link your bank account.

Get a counter check from your bank

Set up direct deposit for your Huntington Checking account, and you could start receiving your pay early. When we receive your direct deposit information from your employer, we make your pay available to you, up to two days earlyΩΩ. If you’re tired of dealing with paper checks and keeping records, Wise can help you manage your money electronically. All you need to do if you want to establish a direct deposit is take an existing check and write the word ‘VOID’ across the front of it in large capital letters. If your routing number and account number fall into the wrong hands, there’s a possibility that this information can be used to make payments, purchases, or other unauthorized activity.

how to do a voided check

Reasons for Using a Voided Check

Banks and credit unions are well instructed in methods of protecting personally identifying information and they will know the best way to send the letter safely to the intended party. Voiding a check is a common practice used to nullify incorrect checks and set up direct deposits or bill payments. The process is fairly straightforward, but it’s important that you do it carefully to avoid someone using your check fraudulently. If you need to provide a voided check but don’t have any physical checks, you can get a “counter check” at your local bank branch.

Can I use the same voided check twice?

To void a check, you’d have to cancel it before the recipient had deposited it. Reach out to the requester if you have any questions regarding documentation they need. There you have it—that’s everything you need to know about how to void a check. Be sure to keep images of your checks somewhere safe, like a locked filing cabinet or an encrypted storage container on your computer. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.

There’s no need to sign a voided check and it may be safer if you don’t. A voided check is simply used for verification of your banking information. You may have other alternatives, such as sending a copy of a check that has already cleared your bank. For federal benefits, there’s no extra charge for direct deposits.

This process allows your employer to deposit your paycheck or expense reimbursements directly. Payment services may also require a voided check when setting up an account. While you’ll be asked to provide your bank routing number and account number on a form, your employer’s human resources department will probably need a copy of a voided check as well.

But, if you normally have no need for paper personal checks, this can be a way to provide a voided one. Typically, you’ll need to void a check when you need to provide new account verification for setting up a direct deposit or direct withdrawal. You can provide written informaition about your account, but many companies require the voided check for verification. A the difference between depreciation on the income statement and balance sheet voided check is simply a paper check with the word “VOID” written across it, often in big letters, indicating without a doubt that it shouldn’t be used for making a payment. Often, banks will provide instructions on how you can set up a direct deposit without a voided check. Reach out to your bank, or see if there’s any information online about how you can do this.

You may have a payment arrangement set up with another person, such as a family member, a friend, or even a landlord/tenant to make recurring payments electronically. Make a note of the check-in your check register so that you know where that particular check went. If you don’t, you’ll have a gap in check numbers, leading you to wonder what happened. Did you write a large check to somebody and forget about it, or did that check gets stolen?

When you’re submitting a voided check for direct deposit or automatic payments, you don’t need to include any information on the regular lines. After you grab a blank check from your checkbook, you’re ready to move on to the next step. Many costing method: choosing the right one carefully small or less formal organizations may allow you to provide the information from your checking account directly to them in lieu of sending documentation. They don’t need a voided check; it’s just a matter of convenience if you send one.